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     Bankruptcy can best be described as an inability to pay ones debts. In the ancient Greek culture many years ago, if a citizen could not pay off its debt, the citizen and his family were sold off to slavery for life. Even more severe, were the Mongolians under Genghis Khan, if anyone became bankrupt three times they would be put to death.

 
Bankruptcy Today

      In today's culture, especially in the United States, bankruptcy is not as severe. If it was I am sure that the executives of AIG, General Motors and Enron would find a way to repay their company debts. Even though bankruptcy is not one of your goals in life, sometimes this process may be helpful in eliminating bad debts and starting your financial life anew. A competent attorney who specializes in bankruptcy in your area or state is an asset to your situation. At Bankruptcy Attorney.com, we are here to provide information and a list of possible attorneys that can assist you in filing bankruptcy or finding other possible alternatives.

List of Categories for Discussion

     Bankruptcy Attorney.com has listed a number of categories that are relevant for discussion in the filing of and in the understanding of United State bankruptcy law. The categories include the following:

Bankruptcy Law - Understanding Federal bankruptcy law and the law pertaining to the state that you reside is imperative. The law of bankruptcy can be at best, be challenging to you as an individual as well as to your attorney.

Filing Bankruptcy - Listing your assets and debts can be one of the first steps in preparing for bankruptcy. Knowing these two particulars can be determining factor if you are qualified to file bankruptcy under the law.

Business - Are you planning to file bankruptcy under a business, such as a corporation, LLC, Partnership, S corporation, C corporation, etc.

Personal - In filing for individual or personal bankruptcy an initial consultation would be helpful in determining your assets and debts or if it is even necessary to file bankruptcy. At the initial consultation your attorney may ask you questions about your pension, 401K value of your home or homes as well as your credit card and tax debt.  

Types of Bankruptcy - The federal law separates types of bankruptcy into chapters. They include chapter 7, chapter 11, chapter 12, chapter 13 and chapter 15. Which chapter is right for you and your financial situation?

The Courts - All bankruptcy filings are handled in US Courts and not state courts. There are 94 federal judicial districts in the United States.

The Trustee - The bankruptcy trustee is appointed and plays the role as an administrator and has a multitude of important duties and tasks to perform in your filing of bankruptcy.

Selecting an Attorney - Finding a competent and knowledgeable attorney is an important aspect in filing for bankruptcy. Do your research and read the article "Selecting an Attorney".

 
     In conclusion, there are other important areas of discussion which includes the cost of bankruptcy, fraud, alternatives, life after bankruptcy and more. A wise man once said that good decisions are made from correct information. Keep informed and understand the different alternatives and strategies involved before filing.



 



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