Below is a list attorneys who practice bankruptcy law in the State of Massachusetts. Their education, location of there practice and phone numbers are included.

Carl Aframe* Worcester, MA Kenneth DeMoura Boston, MA John O. Desmond Framingham, MA Jennifer Kim Worcester, MA   Peter McGlynn* Boston, MA   Denise Shear* Northampton, MA

Types of Bankruptcy (Business, Consumer and Municipal)

Chapter 7 - Can be filed by individuals, partnerships and corporations. The most common type of bankruptcy filing Chapter 9 - Adjustment of debts of a municipality Chapter 11 - Filed by large and small businesses. Individuals filing Chapter 11, are involved in business in some capacity, either as sole proprietors, or as principals of a corporation or partnership Chapter 12 - Adjustment of debts of a family farmer or fisherman Chapter 13 - Available for individuals only, no corporations or partnerships may file Chapter 15 - Bankruptcy, reorganization and insolvency cases that have assets, debtors, creditors, and other interested parties in multiple countries

Attorney Name - Education, Address and Practice

Name: Carl Aframe* Education: Undergraduate School: University of Massachusetts - Amherst, Massachusetts Law School: University of Pittsburgh - Pittsburgh, Pennsylvania Address: Law Office of Aframe & Barnhill 108 Grove Street Suite 2 Worcester, MA 01605 Telephone: (508) 756-6940 Fax: (508) 753-8219 Practice: Worcester County Bankruptcy Specialist* - Certified in Consumer Bankruptcy Massachusetts State Bar - Admitted 1977 Name: Kenneth DeMoura Education: Undergraduate School: University of Massachusetts Lowell - Lowell, Massachusetts Law School: New England School of Law - Boston, Massachusetts Address: LeClairRyan Law Firm Kenneth J. DeMoura, Attorney at Law One International Place Eleventh Floor Boston, MA 02110 Telephone: (617) 502-8200 Fax: (617) 502-8201 Practice: Suffolk County Massachusetts State Bar - Admitted 1986 District of Columbia State Bar - Admitted 1988 Name John O. Desmond Education: Undergraduate School: University of Alabama - Tuscaloosa, Alabama Law School: New England School of Law - Boston, Massachusetts Address: John O. Desmond Attorney at Law 24 Union Avenue, Framingham, MA 01702 Telephone: (508) 879-9638 Fax: (508) 820-0264 Practice: Middlesex County Massachusetts State Bar - Admitted 1989 Name Jennifer Kim Education: Undergraduate School: University of Minnesota - Minneapolis, Minnesota Law School: Notre Dame University Law School - Notre Dame, Indiana Address: Law Offices of Andrew J. Schultz Atty. Jennifer J. Kim 45 Linden Street Worcester, MA 01609 Telephone: (508) 767.0700 Fax: (508) 767-0660 Practice: Worcester County County Chapters 7, 11 and 13 Other languages spoken - Korean Massachusetts State Bar - Admitted 1998 Name: Peter McGlynn* Education: Undergraduate School: University of Massachusetts - Amherst, Massachusetts Law School: Suffolk University Law School - Boston, Massachusetts Address: Bernkopf Goodman LLP Peter B. McGlynn, Attorney at Law 125 Summer Street Suite 1300 Boston, MA 02113 Telephone: (617) 790-3390 Fax: (617) 790-3300 Practice: Suffolk County Bankruptcy Specialist* - Certified in Business Bankruptcy Massachusetts State Bar - Admitted 1975 Name: Denise Shear* Education: Undergraduate School: West Virginia Wesleyan College - Buckhannon, West Virginia Law School: West Virginia University College of Law - Morgantown, West Virginia and Roger Williams University School of Law - Bristol, Rhode Island Address: Ostrander Law Office Denise M. Shear, Attorney at Law 36 Service Center Road Northampton, MA 01061 Phone: (413) 585-9300 Fax: (413) 585-9490 Practice: Hampshire County Bankruptcy Specialist* - Certified in Consumer Bankruptcy Massachusetts State Bar - Admitted 1999

Bankruptcy Specialist*

       Attorneys listed with an asterisk*(Carl Aframe, Peter McGlynn and Denise Shear) are specialists in certain areas of bankruptcy law and are certified by the American Board of Certification (ABC), located in Cedar Rapids, Iowa and sponsored by the American Bankruptcy Institute and the Commercial Law League of America. The three areas of certification include the following; Creditors' Rights, Business Bankruptcy and Consumer Bankruptcy. For more information on this subject, please visit the Bankruptcy Specialist section on the web site.

Content written by Jack Garchar