Below is a list attorneys who practice bankruptcy law in the US Territories (American Samoa, Guam, Northern Mariana Islands, Puerto Rico and US Virgin Islands). Their education, location of there practice and phone numbers are included.

Juan Manuel Cobo* San Juan, PR Sonia Colon* San Juan, PR Traylor Mercer Hagatna, Guam Victor Santiago* San Juan, PR Joyce Tang Hagatna, Guam

Types of Bankruptcy (Business, Consumer and Municipal)

Chapter 7 - Can be filed by individuals, partnerships and corporations. The most common type of bankruptcy filing Chapter 9 - Adjustment of debts of a municipality Chapter 11 - Filed by large and small businesses. Individuals filing Chapter 11, are involved in business in some capacity, either as sole proprietors, or as principals of a corporation or partnership Chapter 12 - Adjustment of debts of a family farmer or fisherman Chapter 13 - Available for individuals only, no corporations or partnerships may file Chapter 15 - Bankruptcy, reorganization and insolvency cases that have assets, debtors, creditors, and other interested parties in multiple countries

Attorney Name - Education, Address and Practice

Name: Juan Manuel Cobo* Education: Undergraduate School: Inter American University of Puerto Rico (Universidad Interamericana de Puerto Rico) - San German, Puerto Rico Law School: University of Puerto Rico School of Law - Rio Piedras, Puerto Rico Address: Juan Manuel Suarez Cobo Attorney at Law 6777 Isla Verde Ave. Suite 217 San Juan, PR 00979 Telephone: (787) 791-1818 Fax: (787) 791-4260 Practice: Bankruptcy Specialist* - Certified in Consumer Bankruptcy Puerto Rico State Bar - Admitted 1996 Name: Sonia Colon* Education: Undergraduate School: Georgetown University - Washington, DC Law School: University of Puerto Rico School of Law - Río Piedras, Puerto Rico Address: Sonia Colon Law Offices 255 Recinto Sur Street Second Floor San Juan, PR 00902 Telephone: (407) 574-8272 Fax: (888) 537-4536 Practice: Puerto Rico Bankruptcy Specialist* - Certified in Business Bankruptcy Puerto Rico State Bar - Admitted 1997 Florida State Bar - Admitted 2008 Name: Traylor Mercer Education: Undergraduate School: Dartmouth College - Hanover, New Hampshire Law School: Duke University School of Law - Durham, North Carolina Address: Civille & Tang Law Firm Traylor T. Mercer, Attorney at Law 330 Hernan Cortez Ave. Suite 200 Hagatna, Guam 96910 Telephone: (671) 472-8868 Fax: (671) 477-2511 Practice: Guam, Palau, Marshall Islands and Northern Mariana Islands North Carolina State Bar - Admitted 1974 Northern Mariana Islands State Bar - Admitted 1980, Republic of Palau State Bar - Admitted 1985 Guam State Bar - Admitted 1985 Name: Victor Santiago* Education: Undergraduate School: University of Puerto Rico - Rio Piedras, Puerto Rico Law School: University of Puerto Rico School of Law - Rio Piedras, Puerto Rico Address: Law Offices of Victor Thomas Santiago 151 Ave De Diego Suite B San Juan, PR 00911 Telephone: (787) 722-5601 Fax: (787) 724-6366 Practice: Puerto Rico Bankruptcy Specialist* - Certified in Consumer Bankruptcy Puerto Rico State Bar - Admitted 1995 Name: Joyce Tang Education: Undergraduate School: University of Southern California, Los Angeles, California Law School: Golden Gate University School of Law - San Francisco, California Address: Civille & Tang Law Firm 330 Hernan Cortez Ave. Suite 200 Hagatna, Guam 96910 Telephone: (671) 472-8868 Fax: (671) 477-2511 Practice: Guam, Marshall Islands, Northern Mariana Islands and Palau, California State Bar - Admitted 1993 Guam State Bar - Unknown

Bankruptcy Specialist*

       Attorneys listed with an asterisk* (Juan Cobo, Victor Santiago and Victor Santiago) are specialists in certain areas of bankruptcy law and are certified by the American Board of Certification (ABC), located in Cedar Rapids, Iowa The ABC is sponsored by the American Bankruptcy Institute and the Commercial Law League of America. The three areas of certification include the following; Creditors' Rights, Business Bankruptcy and Consumer Bankruptcy. For more information on this subject, please visit the Bankruptcy Specialist section on the web site.

Content written by Jack Garchar