Two attorneys, Nancy Geise and Herbert Downing, both of the Law Offices of Kolvoord, Overton and Wilson practice bankruptcy and have offices in Essex Junction. Ms. Guise specializes in Chapter 7 and 13 and Mr. Downing specializes in consumer and business bankruptcy.

About Essex Junction

       Essex Junction is located in Chittenden County, just 7 miles from the City of Burlington. A bankruptcy court (used for hearings only), is located in Burlington. The address is Burlington Federal Building, 11 Elmwood Avenue, second floor. Contact the main number in Rutland at (802) 776-2000 for more information. The main office and courthouse for the United States Bankruptcy Court / District of Vermont is located 70 miles south of Essex Junction in the City of Rutland.

Other Attorneys

       Other practicing bankruptcy attorneys that have offices in nearby communities of Essex Junction include Colchester, Burlington, Montpelier (State Capital of Vermont), St. Albans and Middlebury.

Attorney Name - Education, Address and Practice

Name Herbert J. Downing Education: Undergraduate School: Hamilton College - Clinton, New York Law School: Vermont Law School - South Royalton, Vermont Address: Law Offices of Kolvoord, Overton and Wilson Nancy Geise, Attorney at Law 3 Main Street Essex Junction, VT 05452 Telephone: (802) 878-3346, Fax: (802) 879-0964 Practice: Business and consumer bankruptcy / foreclosures and collections Chittenden County Vermont State Bar - Admitted 1981 Name Nancy Geise Education: Undergraduate School: University of Vermont - Burlington, Vermont. Graduate School: University of Minnesota - Minneapolis / St. Paul, Minnesota, Graduate School: University of Vermont - Burlington, Vermont. Law School: Unknown Address: Law Offices of Kolvoord, Overton and Wilson Nancy Geise, Attorney at Law 3 Main Street Essex Junction, VT 05452 Telephone: (802) 878-3346, Fax: (802) 879-0964 Practice: Chapter 7 and 13 Chittenden County Vermont State Bar - Admitted 2007

Strategies for the Debtor

Automatic Stay, - Automatically stops most creditor action against the debtor "Lien-stripping" - Generally available in Chapters 11 and 13, "Use of "Avoiding Powers" - May let the debtor sue creditors and "undo" certain harmful transactions "Race to the Courthouse" - A bankruptcy filing allows assets to be sold by the debtor or trustee, over a reasonable period of time

Written by Jack Garchar